Car Crash with Underinsured Motorist

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What is underinsured motorist coverage? Well, good question, I get it all the time. So, if you’re injured in a car crash
case and the defendant only has a low amount of insurance but your damages are a lot high, you have a claim against your
own policy for how much the defendant who hurt you was underinsured.

So, the Missouri and Illinois minimum insurance is $25,000. So, if you’re injured in a car crash case because the
defendant violated the rule of the road, acted unsafe and injured you or a family member or a friend, then you’re
entitled to a claim against them, and if you settle that case for the full amount of that person’s insurance — you can’t
take any less — you can pursue your own claim for the amount that you’re underinsured in that claim.

So, if you have a $100,000 in damages but the defendant only has $25,000 in insurance coverage, you have a claim for
that $75,000, that difference against your own insurance company, and we file those cases all the time. You might think
that because it’s your own insurance company that insurance company will roll over and pay those easily; we find that
not to be the case.

So, it’s important to come right away to a lawyer like me. I’ll personally handle your case. My name’s Gary Burger. I’m
at www.burgerlaw.com, 314-542-2222, in Illinois it’s 618-272-2222, and 866-599-2222. I’ll personally handle these cases.

We litigate aggressively, make the demand against the main defendant, get that money, and at the same time, if your
damages are extensive — and we have many cases like that, taking care of a lot of folks with great recoveries — we will
put your insurance company on notice of the underinsured claim, give them all the documents and information, give them a
demand to settle the case if they refused to settle the case. We file suit in Missouri and we file an arbitration action
in Illinois. Illinois has mandatory arbitration for those actions. That’s okay, though; we get a decision on that really
quickly. In Missouri we file a lawsuit and stay cord on that.

So, if you have any questions about that, call us. Thank you.

Gary Burger

Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO

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