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Should you accept your lawsuit settlement?

Personal Injury Lawyer St. Louis

should you accept your settlement offer


You’ve been in an accident, and you’ve been injured. Maybe it was a work accident and happened because of an unsafe procedure or negligent manager/coworker. Maybe it was a car wreck and you were blindsided by a driver who wasn’t paying attention. However the accident happened, it happened, and now either the company, driver, or insurance company is making you an offer to settle for damages. Here is the question – Should you accept the settlement they offer, or should you push for more? How can you determine whether you are owed more? How can you tell if you are being lowballed in the settlement?

In this FAQ, we’re covering how, when, and at what amount you should accept a lawsuit settlement. Accepting or rejecting a settlement is an incredibly important legal decision, and you should only make that decision if you fully understand what your damages are worth, and what you can recover under state and federal laws. If you have any questions about how lawsuit settlements work and you would rather speak to a personal injury lawyer about your case now, call or contact our Personal Injury Lawyers in St. Louis now at 314-542-2222 or 618-272-2222

Gary Burger

Gary Burger | Trial Attorney

Gary Burger is devoted to helping injury victims recover from devastating accidents in Missouri and Illinois. Gary practices all areas of personal injury law and has been successful in providing financial recovery while aiding in the protection of our clients' future.


Gary Burger's Awards

Should you take your offered settlement?

Any injury that is significant enough to cause insurance to be involved is typically going to provide a settlement that can be well over $1000. When you first hear of how much they are willing to offer you for your injury, you may be tempted to take the offer thinking, “that’s a lot of money!” That, however, is not the correct or advisable way to look at an injury settlement. Remember, you were and possibly still are injured. Unless you’re a doctor, you may not know how extensively you are injured, so you might not have a full picture of how injured you are.

Further, are you aware of how much you are entitled to recover under state laws? Different states have different settlement levels for injuries, as well as different insurance companies offering different amounts for injuries. If you aren’t sure about how injured you are, how much you are entitled to by law, or how much the insurance company can offer you, then you may not want to take the settlement they are offering you.

It’s important to note that a personal injury lawyer in St. Louis is going to know all of the law surrounding your injury, they’re going to know how much an insurance company can offer for an injury, and they’re absolutely going to know if you are going to require further medical treatment for your injury. You may be thinking, “well I don’t want to pay for a lawyer out of my settlement. I need that money.” It’s even more important to note that, typically, personal injury lawyers won’t charge you any fees unless they win your claim, and this includes our firm, Burger Law.

We’ll be able to tell you whether or not the settlement you are being offered is a good settlement, or if your insurance company and the other party are lowballing you. If you have extensive injuries, and you accept a lowball settlement, you’re going to be paying for any further medical care related to the accident out of pocket. The #1 cause of families filing for bankruptcy is medical costs. You need to make sure that the settlement you are offered is the right one, and that it covers 100% of what you need to heal, and what you deserve as a financial recovery.

Should I take my Injury Settlement?

If you would rather speak directly with our team about your case, please don’t hesitate to call us at 314-542-2222 or 618-272-2222. We’ve taken on these claims before and we know how to make sure that you get 100% of the care and financial recovery you are owed. Remember, you didn’t ask to be injured and you shouldn’t have to beg to get the care you deserve. You can get a recovery for your injuries and the liable party can be held liable for their actions.

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