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(314) 500-HURTNeed pre settlement financial help for your personal injury case? You never know when an accident
will happen that will leave you injured. Fortunately, the legal system allows for recourse to recover compensation
for the damages you’ve suffered. But when you get hurt, can’t work, have medical bills, and your car has been
totaled, you’re going to face financial hardship. A civil suit like a personal injury claim takes time. What are you
supposed to do in the meantime?
You may be tempted to settle right away, accepting the insurance company’s first offer – just to get a little money
in your pocket to cover your medical expenses and immediate wage losses. Don’t. The first thing you should do is
speak with an experienced personal injury lawyer. They
will help you get a much more complete settlement payment that fairly represents the damages you’ve suffered.
For help obtaining fair payment for your personal injury case, it’s important to speak with a St. Louis accident attorney who understands your case and
how to fight for fair compensation. They will be able to advise you throughout your case as you wait to settle.
Speak to us about your case today by calling 314-542-2222 or sending us a message.
While you are waiting to settle your accident or injury case, money can get tight. This is especially true for
families with multiple, serious injuries. You may have extensive medical bills for necessary treatment, you might
not be able to return to work for weeks, you may even need to hire in-home care assistance. Yet you still have to
support yourself and your family while your case is being litigated. People in your situation often wonder what pre
settlement financial help is available.
You may wonder about obtaining a loan or advance. It’s unethical for your lawyer to loan you money. There are
pre-settlement loan companies who will give you money before your case is settled, but we do not recommend them;
their interest rates are sky high which often encourages plaintiffs to settle early for a smaller amount to pay off
the loan.
Now you know what not to do, but what you really need to know is what you can do to obtain help managing your
expenses during your case. Burger Law has some suggestions to make things easier for you.
The defendant’s insurance company may claim to want to help you, but their job is to try to pay out as little
as possible. But, if they truly are acting in good faith, you can suggest that they give you a partial
payment immediately, to be subtracted from the settlement total at the end of the case. There is nothing
obligating them to pay you now, but you can always ask.
You may have medical payment coverage through your own auto insurance, also known as med pay. If
your injuries occured in a car accident, your own
insurance could lighten your financial burden by covering your medical expenses following the accident.
When it comes to the medical expenses you face, another (seemlingly obvious) option is to rely on your own
medical insurance to help cover the necessary treatments.
If you need medical treatment but can’t afford it out of pocket, you may be able to see providers who will
treat on a lien basis, meaning they do not require any payment until you receive your settlement. Your
St. Louis personal injury lawyer should be able to refer you to reputable doctors who will
treat you without upfront payment.
Depending on your situation, you may qualify for government assistance like social security or private
disability insurance coverage. If the accident occured while you were on the job, you might be elgible for
Missouri or Illinois workers’ compensation benefits that can
cover lost wages on top of your medical care.
Many injury victims are hurt such that they are unable – at least for a time – to perform their typical work
duties. Whether you’re seriourly injured and missing work because of inpatient hospital care or a broken arm
prevents you from being able to type, your injury has led to lost wages at a time you need the money most.
If you have a good relationship with your employer, you may be able to arrange for some light duty work or
accommodations so you can perform your duties. If you’re unable to do that, talk to your employer about
getting financial help. They may be willing to give you some supplimental pay or a paycheck advance to help
you out.
It may not seem fair, but sometimes one of the best things you can do for yourself while you’re waiting for
your case to settle is make changes in your spending to hold onto the money you do have. You could put off
making unnecessary purchases, move to a less expensive apartment, trade in your car for one with lower
payments, refinance your home, sell things you don’t use, etc. Take a look at your spending and lifestyle
and identify where you can make sacrifies to get you through the immediate future.
You’ve been hurt in an accident and your life seems to have been turned upside down. You are likely in the same
position of many others with personal injury cases: you need money help now, but your case has not yet reached the
settlment stage.
To find out which pre-settlement financial decisions could best help you and to get additional advice to get you
through your civil suit until you get the money you deserve. Burger Law has helped people like you survive their
cases and get the full compensation they deserve. Talk to us today; just call 314-542-2222 or reach us here.
Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO
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