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October 23, 2019 | Gary Burger

What to Do if Your Child is Injured While Riding with Someone Else

Your child getting injured is one of the worst things that can happen. But what do you do when they are injured in someone else's car? Chances are you're going to know the driver, but what do you do? What if you're friends with the driver of the car? Can you sue them? Should you sue them?

Remember, Insurance Policies are made to protect those who are injured in accidents. You aren't pursuing a claim against the driver of the vehicle, unless they acted recklessly. You are pursuing a claim against their insurance. In this FAQ, we're going to explore the steps you can take following an incident where your child was injured in another persons car. If you need immediate assistance with an accident involving your child, please call our Personal Injury Lawyers in St. Louis immediately. We can help you.

What to Do if Your Child is Injured While Riding With Someone Else

Personal Injury Lawyer St. Louis

This is a scenario that no one wants to imagine. When our kids go out, we hope that if they get in a car with someone else that the driver is going to act responsibly and drive as safe as they possibly can. But what do you do when an accident happens? What do you do when the other driver is a friend of yours? Should you sue? Can you sue? We have to remember that the point of car insurance, health insurance, etc, is that in the event of an accident, in can be used to cover the costs of your injuries, and it can be used to get a financial recovery. When you pursue a claim against someones insurance, you aren't suing the person. That's a different type of claim, and you would have to state the person explicitly if you were going to sue them. When you pursue a claim against someone's insurance, you're making a claim that is a normal and expected claim during an accident. There is no reason to feel like you are betraying your friend or neighbor. People have insurance in the event that an accident happens.

So what can you recover in these types of claims?

First, you can recover all of the costs of medical care that were needed to make sure your child gets a full recovery. This includes any rehabilitation, surgery, any equipment needed for the recovery, doctors visits, etc.

Secondly, you can also get a financial recovery from the insurance company. Many people think that insurance companies will only pay out for damages that have a price tag. Remember, when you pursue a claim against an insurance company, you can also get more than just the costs of healthcare, lost wages etc. You can also get a financial recovery that is outside of the costs of medical care.

If you have any questions about how to pursue a claim when your child is injured in a car accident, give our Personal Injury Lawyers in St. Louis a call.

Call Our Personal Injury Lawyers in St. Louis Today

We take on all types of Personal Injury Claims, and we understand that no two claims are alike. If you're worried about suing another parent because of a car accident, and you want to make sure that the claim is done responsibly, our team can help. We understand that accidents happen, and we can help you navigate the claim to the best possible result. Remember, insurance policies are taken out so that in the event of an accident, anyone who is injured will be covered. If you have any questions, or if you would like to speak with one of our Personal Injury Lawyer in St. Louis, please don't hesitate to call. We can be reached at 314-542-2222 or 618-297-4777.