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Posted in Underinsured Motorist Coverage on February 24, 2021   |  by Gary Burger

Multi Vehicle Crash Settled at $356,500 Plus

Multi Vehicle Crash Settled at $356,500 with More to Come

We are proud to represent Eric, as well as his daughter Rylee, who unfortunately were both injured in a motor vehicle accident in Franklin County, Illinois, on September 4, 2019, despite riding in separate vehicles at the time of the accident.

Both vehicles were stopped as the result of road construction on I-57, when a driver rear-ended Rylee's vehicle with such force it pushed it into Eric's vehicle. Rylee aggravated a pre-existing shoulder problem and ended up needing arthroscopic surgery to repair a torn ligament. We settled her claim for $106,500.

Eric's injuries were, unfortunately, more extensive than Rylee's, and he suffered severe neck and lower back injuries. Eric ended up suffering disc herniations in his cervical spine and tears in his lumbar spine.

Eric received treatment for his injuries at the Orthopedic Center of St. Louis, including epidural injections, and ultimately, a two-level disc replacement in his lower back.

His medical bills total more than $200,000, and he has also lost wages as a result of his injuries. According to his surgeon, Eric will also eventually need a future surgery on his lower back to further treat his injuries.

The at-fault driver had insurance coverage of $250,000 per person, $500,000 per accident, and his insurance company paid the $250,000 policy limit for Eric's claim.

Fortunately for Eric, he also had an underinsured motor vehicle policy on his vehicle, which provides for coverage in circumstances like these, when his damages exceed the policy limit for an at-fault driver. Eric's underinsured coverage provides for $1 million in underinsured coverage.

His underinsured motor vehicle claim is ongoing and we are fighting hard to make sure Eric obtains a recovery that will help him through this difficult time and recovery.

When purchasing insurance for yourself and your family, please keep in mind the importance of purchasing additional coverage to protect yourself and your family in cases of catastrophic injury. This additional protection can make a significant difference in your life if you ever need it.

Some states require underinsured motorist coverage to be automatically included in policies, but Missouri does not have such a requirement. Illinois requires underinsured motorist coverage on policies exceeding the state-minimum $25,000 limit.

If you are unsure as to whether your policy includes underinsured motorist coverage, contact your insurance agent and discuss the matter with them.

St Louis Multi-Vehicle Accident Attorney | Burger Law

If you have questions about your recent car accident, Burger Law can help. Our St. Louis car accident lawyers are here to answer your questions for free. To begin your car accident case with the best legal help available, contact us online or give us a call at 314-542-2222 now.