What Happens if You Lie to an Insurance Company About a Car Accident?

What happens if you lie to insurance company about car accident? If you lie to your insurance company, the consequences can be severe, potentially leading to claim denial, policy cancellation, increased premiums, and even criminal charges for insurance fraud, depending on the extent of the lie and your location. In essence, dishonesty can result in losing your claim and potentially being held financially responsible for the accident.

Key consequences of lying to an insurance company about a car accident include:

• Policy cancellation: Your insurance provider may cancel your policy, making it more difficult to find new coverage or affordable rates in the future.
• Increased premiums: Even if your claim is not outright denied, dishonesty could lead to significantly higher premiums.
• Legal repercussions: Depending on the lie’s severity, criminal charges for insurance fraud may apply, which could result in fines or even jail time.
• Loss of credibility: Lying can damage your trustworthiness with the insurer, making it harder to pursue valid claims later.

If you realize there’s an error in your insurance claim:

• Be upfront: If you realize you’ve made an error, promptly reach out to your insurer to clarify and correct the information.
• Consult a lawyer: If your situation is complicated or you’re unsure about legal implications, consider seeking advice from an attorney.

Sometimes, you might be wrongfully accused of lying due to the nature of insurance communications. Always protect yourself by having a St. Louis car accident attorney from Burger Law handle all your insurance communications.

Auto Insurance Companies Often Contact You Soon After a Crash

After a car accident, you can expect a call from an insurance company’s claims adjuster. Their main objective is to gather information about the accident and assess the extent of the damages. It’s important to remember that the adjuster works for the insurance company and their goal is to protect their financial interests. Their questions may seem innocent, but always be cautious about what you say.

During the conversation with the claims adjuster, they will ask you about the details of the accident. They might ask who was at fault, how the accident occurred, and the extent of the damages. Provide accurate information but avoid making statements that could be misconstrued as admitting fault or downplaying the accident’s severity. If you are ever unsure, be honest about it.

Always Be Careful About What You Say

Remember, insurance adjusters skillfully ask questions that could potentially harm your case. They might try to get you to admit fault or minimize your injuries, both of which can significantly impact your claim. Stay cautious and avoid making any statements they might use against you in the future.

Insurance companies are always looking for ways to minimize their financial liability. If you make any contradictory statements or provide inaccurate information, the insurance company can use it against you to deny your claim. This is why you must be truthful and precise in your interactions with the insurance company.

“I’ve dedicated my entire life to helping our clients receive full compensation for their injuries.”

Gary Burger

Personal Injury Attorney

Insurance Companies Can Accuse You of Lying and Deny Your Claim

If an insurance company believes that you have lied or provided false information about the car accident, they have the right to deny your claim. This can leave you without the financial compensation you need to cover medical expenses, property damage, and other losses resulting from the accident. Furthermore, the insurance company may file a complaint with law enforcement, leading to potential criminal charges.

Have a Car Accident Attorney Handle All Insurance Communications

To protect your rights and ensure that you receive fair compensation, it’s in your best interest to have a car accident attorney handle all communications with the insurance company. An experienced attorney understands the tactics used by insurance adjusters and can say the right things. They can help you gather evidence, negotiate with the insurance company and build a strong case on your behalf.

Consult a St. Louis Car Accident Lawyer Now

If you have been involved in a car accident and are unsure about how to handle the insurance company’s inquiries, consult a St. Louis car accident lawyer immediately. At Burger Law, we regularly handle car accident cases. We know insurance law and will fight aggressively to protect your rights.

Contact us at (314) 500-HURT to schedule a free consultation today.

Gary Burger

Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO

click here more Info