What happens if you lie to insurance company about car accident?

What happens if you lie to insurance company about car accident? Lying or even making misstatements about a car accident can have serious legal consequences. When someone misrepresents the facts of an accident, it not only violates the terms of their insurance policy but also may lead to criminal charges such as insurance fraud.

Sometimes, you might be wrongfully accused of lying due to the nature of insurance communications. Always protect yourself by having a St. Louis car accident attorney from Burger Law handle all your insurance communications.

Auto Insurance Companies Often Contact You Soon After a Crash

After a car accident, you can expect a call from an insurance company’s claims adjuster. Their main objective is to gather information about the accident and assess the extent of the damages. It’s important to remember that the adjuster works for the insurance company and their goal is to protect their financial interests. Their questions may seem innocent, but always be cautious about what you say.

During the conversation with the claims adjuster, they will ask you about the details of the accident. They might ask who was at fault, how the accident occurred, and the extent of the damages. Provide accurate information but avoid making statements that could be misconstrued as admitting fault or downplaying the accident’s severity. If you are ever unsure, be honest about it.

Always Be Careful About What You Say

Remember, insurance adjusters skillfully ask questions that could potentially harm your case. They might try to get you to admit fault or minimize your injuries, both of which can significantly impact your claim. Stay cautious and avoid making any statements they might use against you in the future.

Insurance companies are always looking for ways to minimize their financial liability. If you make any contradictory statements or provide inaccurate information, the insurance company can use it against you to deny your claim. This is why you must be truthful and precise in your interactions with the insurance company.

Insurance Companies Can Accuse You of Lying and Deny Your Claim

If an insurance company believes that you have lied or provided false information about the car accident, they have the right to deny your claim. This can leave you without the financial compensation you need to cover medical expenses, property damage and other losses resulting from the accident. Furthermore, the insurance company may file a complaint with law enforcement, leading to potential criminal charges.

Have a Car Accident Attorney Handle All Insurance Communications

To protect your rights and ensure that you receive fair compensation, it’s in your best interest to have a car accident attorney handle all communications with the insurance company. An experienced attorney understands the tactics used by insurance adjusters and can say the right things. They can help you gather evidence, negotiate with the insurance company and build a strong case on your behalf.

Consult a St. Louis Car Accident Lawyer Now

If you have been involved in a car accident and are unsure about how to handle the insurance company’s inquiries, consult a St. Louis car accident lawyer immediately. At Burger Law, we regularly handle car accident cases. We know insurance law and will fight aggressively to protect your rights.