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(314) 500-HURTA policy limit is the maximum amount of money an insurance company is required to pay out in compensation in a personal injury case. Insurance companies are contractually and legally obligated to pay for the damages their policyholders are liable for — up to a point. Once your economic damages and non-economic damages exceed the policyholder’s policy limits, the insurance company does not have to pay you any more.
The policy limits under the plan you are making a claim against depend on where you were injured and the nature of your accident. If you were injured in a car accident, the other driver is likely to have a $25,000 limit per person injured and a $50,000 limit per accident, the minimum requirements under both Illinois and Missouri law.
In a truck accident, medical malpractice or product liability claim, the liable party is likely to be covered by hundreds of thousands, if not millions, of dollars.
In any case, whether or not your damages will be covered under an insurance plan depends on the severity of your injuries and that plan’s policy limits.
If your damages exceed the policy limits, there are some avenues through which you can seek more money in order to be fully compensated:
If your damages exceed an insurance plan’s policy limits, or you are having other problems collecting compensation for your injuries, it is best to consult with a personal injury attorney to discover how to best proceed.
Client Reviews
This law firm is absolutely amazing. They took on my case, when nobody else would! They fought hard for me when it seemed there was no hope. They kept me informed and always asked for my input before making decisions on my case. Gary puts himself into every case unlike most law firm owners. Gary and his team really care about every one of their clients, and fights hard to get you a fair settlement. They actually won my case out of court, and then reduced my fees to make sure I could get my car fixed and be able to get back to some normality. I would recommend Burger Law over and above any other firm! If you go somewhere else you aren’t getting the best!
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521 W. Main Street Suite 201 O
Belleville, IL 62220
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(618) 500-4878 GET DIRECTIONS332 S Michigan Ave Suite 900
Chicago, IL 60604
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(312) 500-HURT GET DIRECTIONS100 Chesterfield Business Pkwy Suites 200-222
Chesterfield, MO 63005
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(314) 648-8348 GET DIRECTIONSNO FEES UNTIL WE WIN YOUR CASE
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(314) 500-HURT