Our client Brad was injured in a crash on September 5, 2017. Everybody’s nightmare - the defendant swerved and crossed over the center-line into oncoming traffic and crashed into our client head on. Brad was taken via ambulance from the scene of the accident to St. Anthony’s emergency room. He was bleeding from the laceration to the right side of the back of his head and had stitches. During his transport and admission in the emergency room it was noted that Brad had pain in his neck, left shoulder, head, left chest, left tibial area, ankle and foot. He did a good job getting medical treatment and later had CTs and MRIs for continued symptoms. He had lingering neck issues and a left Achilles tendon strain and left ankle instability. He was recommended to have a left ankle arthroscopy with debridement and left ankle Bostrom procedure. He had injections instead and eventually healed. But he still had residual symptoms. Brad’s medical specials totaled $29,888.13. We made a policy limit demand and threatened the defendant’s insurer, Allstate, with a bad faith claim if they did not settle. We prevailed and settled the claim for $100,000. We puta lot of that in Brad’s pocket before Christmas.