$125,000 Combined Policy-Limit Settlement

We recently achieved an excellent result for our client Jamie Jessop, who was seriously injured due to being
rear-ended by Arturo Barragan while stopped at a red light in St. Louis. Jamie, unfortunately, ended up having to
have surgery on his back as a result.

Mr. Barragan, who rear-ended Jamie, had a $25,000 policy, and Jamie had $100,000 in underinsured motorist coverage
through his own auto insurance company.

Mr. Barragan’s insurance company was uncooperative, and we were forced to file suit to recover his policy limit, even
though Mr. Jessop’s medical bills exceeded the $25,000 limit. We ultimately were able to obtain the policy limit
from Mr. Barragan’s insurance company.

Fortunately, Jamie also had an underinsured motorist policy totaling $100,000. An “underinsured” policy provides
additional coverage if the driver responsible for the accident does not have enough insurance to fully offer
coverage for injuries they cause.

These policies require settlement for the policy limit for the driver who caused the accident before the policyholder
can make a claim. In Jamie’s case, we expected we were going to obtain the policy limit.

So once we did so, we sent correspondence to Jamie’s insurance company informing them of the underinsured motorist
claim and demanding the $100,000 policy limit, which we could obtain for Jamie.

In total, we were able to get $125,000 for Jamie, the whole of all insurance coverage available.

Gary Burger

Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO

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