Category: Car Accidents

$125,000 Combined Policy-Limit Settlement

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We recently achieved an excellent result for our client Jamie Jessop, who was seriously injured due to being rear-ended by Arturo Barragan while stopped at a red light in St. Louis. Jamie, unfortunately, ended up having to have surgery on his back as a result.

Mr. Barragan, who rear-ended Jamie, had a $25,000 policy, and Jamie had $100,000 in underinsured motorist coverage through his own auto insurance company.

Mr. Barragan’s insurance company was uncooperative, and we were forced to file suit to recover his policy limit, even though Mr. Jessop’s medical bills exceeded the $25,000 limit. We ultimately were able to obtain the policy limit from Mr. Barragan’s insurance company.

Fortunately, Jamie also had an underinsured motorist policy totaling $100,000. An “underinsured” policy provides additional coverage if the driver responsible for the accident does not have enough insurance to fully offer coverage for injuries they cause.

These policies require settlement for the policy limit for the driver who caused the accident before the policyholder can make a claim. In Jamie’s case, we expected we were going to obtain the policy limit.

So once we did so, we sent correspondence to Jamie’s insurance company informing them of the underinsured motorist claim and demanding the $100,000 policy limit, which we could obtain for Jamie.

In total, we were able to get $125,000 for Jamie, the whole of all insurance coverage available.

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“Gary and his team provided us with effective, efficient and highly professional service. Gary provides sound advice and is a trustworthy and ethical attorney. I highly recommend the team!”

David and Fran Schneider

Hurt? Hire Us Today or call (314) 648-8348

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Over $170 Million won for our clients


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Common Questions & Answers

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