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(314) 500-HURTOur fight just for our clients doesn’t always stop with the liable party in our clients’ claims. Unfortunately,
sometimes you’re involved in an accident and there isn’t enough coverage in the liable party’s coverage to fully
compensate an injured party for their injuries. In theses instances, it is always good to make sure that you have
underinsured motorist coverage, as our client did.
Mrs. Bixler was a passenger in the vehicle her husband was driving when they were rearended so forcefully
that it pushed their vehicle into the one in front of them. Mrs. Bixler sustained injuries to her cervical
and lumbar spine, back, neck, shoulder, and elbow. Our client went to her primary care physician who
referred her out for treatment.
She had MRI’s and was diagnosed with various disc disorders. She went through multiple rounds of therapy and
rehabilitation treatment, multiple injections and has now been recommended for an anterior cervical
discectomy and fusion. This surgery and subsequent treatment alone will cost roughly $100K.
As we do for all our clients, we thoroughly investigated the insurance coverage applicable to Mrs. Bixler’s accident.
Even though Missouri law requires every driver to have auto insurance with minimum bodily injury liability coverage
of $25K, often drivers are underinsured. We were able to obtain the policy limits of $50K from the liable party, but
we did not stop there. We discovered an additional $50K in coverage underinsured coverage in her policy and made a
demand for that amount for Mrs. Bixler.
Not only did attorney Grant Doty recover the full policy limit against the liable party, he pushed even hard
for our clients and was not only able to obtain the full policy limit of both covered parties but also
assist in our client’s recovery of her medical payments coverage.
Mrs. Bixler’s case is a primary example of why it is so important to review the declarations page of your
insurance coverage so that you know exactly what type of coverage that you have. In cases like this, where
our clients’ damages exceed the liable party’s available limits, it is imperative to know if you have any
additional coverage such as underinsured coverage or medical payments coverage to help compensate you for
your injuries. Unfortunately, the at fault party doesn’t always carry enough coverage, so it’s always best
advised to make sure to protect yourself!
In addition to Mrs. Bixler’s claim we were also able to settle her husband’s claim from the same accident. We were
grateful for the opportunity to represent them and wish them the best in the future.
Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO
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