My Insurance Company Denied My Claim: Now What

If you’ve been injured by the negligent actions of someone else, bringing a personal injury claim with an insurance company is a key step in seeking legal recovery. However, not everyone who files a personal injury case receives compensation. This means obtaining a fair settlement can involve many challenges, including the possibility of your claim being denied.

My insurance company denied my claim, now what? If this is your situation, it is important to have a personal injury attorney determine the most appropriate steps immediately. It is advisable to take quick steps to push for justice and the compensation you deserve. This means that your case is far from over; therefore, consult a lawyer from a reputable St. Louis personal injury law firm to best protect your rights.

Steps to Take After an Insurance Company Denies Your Claim

Claim denial by an insurance company can be frustrating and disheartening. It’s important to note that these entities are in the business of protecting their assets, and they may look for wrongful reasons to deny claims to minimize their payouts.

A denied claim doesn’t mean the end of the road to justice. You have rights and options to pursue an appeal. Here are the steps you can take to enforce your rights and continue seeking the proper compensation.

Learn the Reason for the Denial

The first step after a claim denial to your personal injury or wrongful death claim is to understand why your claim was denied. With your attorney, you can carefully read the specific reasons for their decision. Common reasons for denial include:

• Missed deadlines
• Medical treatment gaps or delays
• Allegations of pre-existing conditions
• Procedural issues
• Liability disputes
• Shared fault issues
• Insufficient evidence

If you understand the exact reason for the denial, it will be easier for you and your lawyer to determine how to approach the issue.

Contact the Insurer to Dispute the Denial

Once you know the reasons, your injury lawyer will contact your insurer to dispute the denial. Sometimes, a simple clarification or additional information can resolve the issue.

For instance, if the denial was because of insufficient or unclear information, they can offer additional documentation or evidence to support your case. This may sometimes lead to a reversal of the denial.

Appeal the Decision

If the issue does not resolve still, the next step is to formally appeal the decision, using their stipulated appeals process. Your attorney will write an appeal letter that addresses the denial and includes all relevant details that warrant reconsideration.

Let a St Louis Personal Injury Attorney Advise on Your Claim Denial

We know that dealing with insurance companies’ denials can be overwhelming, especially in the face of increasing bills and pain and suffering. However, a denied insurance claim doesn’t mean you’re out of options. The steps you take after a claim denial will determine whether you receive compensation or lose it altogether.

Seek professional support from a St. Louis personal injury lawyer at Burger Law to advise you on what to do next. Contact us today to review your case denial and pursue the available options.