100+ years of combined experience and over $200 million won for our clients in Missouri and Illinois. Contact a personal injury lawyer near you.
Free Consultation
(314) 500-HURTIf you’ve been injured by the negligent actions of someone else, bringing a personal injury claim with an insurance company is a key step in seeking legal recovery. However, not everyone who files a personal injury case receives compensation. This means obtaining a fair settlement can involve many challenges, including the possibility of your claim being denied.
My insurance company denied my claim, now what? If this is your situation, you have the option to appeal and may explore several other steps:
This means that your case is far from over; therefore, consult a lawyer from a reputable St. Louis personal injury law firm to best protect your rights.
Claim denial by an insurance company can be frustrating and disheartening. It’s important to note that these entities are in the business of protecting their assets, and they may look for wrongful reasons to deny claims to minimize their payouts.
A denied claim doesn’t mean the end of the road to justice. You have rights and options to pursue an appeal. Here are the steps you can take to enforce your rights and continue seeking the proper compensation.
The first step after a claim denial to your personal injury or wrongful death claim is to understand why your claim was denied. With your attorney, you can carefully read the specific reasons for their decision. Common reasons for denial include:
If you understand the exact reason for the denial, it will be easier for you and your lawyer to determine how to approach the issue.
“I’ve dedicated my entire life to helping our clients receive full compensation for their injuries.”
![]()
Gary Burger
Personal Injury Attorney
Once you know the reasons, your injury lawyer will contact your insurer to dispute the denial. Sometimes, a simple clarification or additional information can resolve the issue.
For instance, if the denial was because of insufficient or unclear information, they can offer additional documentation or evidence to support your case. This may sometimes lead to a reversal of the denial.
If the issue does not resolve still, the next step is to formally appeal the decision, using their stipulated appeals process. Your attorney will write an appeal letter that addresses the denial and includes all relevant details that warrant reconsideration.
Tips for appealing a denied claim:
We know that dealing with insurance companies’ denials can be overwhelming, especially in the face of increasing bills and pain and suffering. However, a denied insurance claim doesn’t mean you’re out of options. The steps you take after a claim denial will determine whether you receive compensation or lose it altogether.
Seek professional support from a St. Louis personal injury lawyer at Burger Law to advise you on what to do next. Call us at (314) 500-HURT or contact us online today to review your case denial and pursue the available options.
Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO
Similar Blog Posts
Getting hurt in a pedestrian accident can leave you with injuries, confusion, and a host of questions. You may hear one term commonly: demand package. It is a crucial ingredient in... read more.
Receiving a personal injury settlement can be frustrating. Is a personal injury settlement considered income? The answer isn’t always simple, but understanding how this will im... read more.
Firing a lawyer is a usual option, but the timing can affect your case. For instance, if your trial is near, switching attorneys may cause delays in the legal process. You have the... read more.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Gary Burger who has more than 30 years of legal experience as a practicing personal injury trial attorney. Gary’s robust legal knowledge is recognized by his peers as demonstrated by his industry awards and frequent Continuing Legal Education (CLE) lectures.
NO FEES UNTIL WE WIN YOUR CASE
We offer free consultations and are available 24/7 to take your call. Live chat, text, and virtual meetings are available.
or call us at