So, whenever you have a personal injury case, you want to make sure that your health insurance pays for all of your medical care, even if they say they don’t want to take it, “It’s an auto accident, we don’t take that. It’s a chiropractor, we’d rather pay you out of the case rather than use your insurance.” Put it through your insurance, use your insurance. That’s what you paid for; that’s why you have it.
Down the road, your health insurance company is going to want money back out of the case and we will address that, and I have other videos on that, but what you want to do is make sure you use your health insurance where we can. There are some places you don’t, and if you go to a practitioner who, with your health insurance either they’re not going to pay or you can’t use it for some reason, we’re happy to send protection letters, happy to put interest in cases on behalf of practitioners.
We also have many clients who don’t have health insurance, and then we get them a system and find the physicians who will take a lien, who will work for an interest in the case, and then those practitioners assert a lien under Missouri or Illinois or any other law, and at the end of the case when we settle the case we try to reduce those amounts to a fair amount to put as much in our client’s pocket as we can.
So, make sure you use your health insurance. If you have any subrogation letters that your health insurance sends you, make sure you sign those and send those in.
If you have any questions about liens or any other matter, call me, Gary Burger of Burger Law, (314) 648-8348. Thanks.