Uninsured Motorist Coverage

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What is uninsured motorist coverage? Well, if you’re injured in a car crash or your family is injured in a car crash because of the negligence or the rule-breaking of
another driver and that driver does not have car insurance like they’re supposed to under the law, you have a claim
against your own insurance policy for uninsured motorist coverage.

Every policy in Illinois and Missouri carries uninsured motorist
coverage. They have to under the law. So, if you’re injured from a defendant and they don’t have insurance, you make a
claim against your own insurance for uninsured motorist coverage. You have to have at least $25,000 in coverage. Some
folks have more, it’s a good idea to get more, and you make a claim against your own insurance just as if that insurance
company represented the defendant.

And, uninsured motorist coverage cases can be hard. Many times insurance companies vigorously defend
those cases. We have these cases all the time where you think it would be easy because it’s your own insurance company,
you’ve been a client to theirs for 20 years, not the case.

So, what we do is we take the case; we fully investigate the case; we treat it like any other case; we take witness
statements; we hire experts if we need to; we get your medical records and bills; we make a claim for your damages, your
wage loss damages, your disability and your pain and suffering; we make those claims against those companies. If they
don’t settle the case, we file lawsuit against the insurance company and the uninsured driver, and we
litigate those cases. We’ve tried those cases, and let me tell you, juries do not like it when a person’s own insurance
company does not treat them fairly and we’ve been very successful in those cases.

Our website has a ton of those types of successes. We’re well-reviewed and rated on Google. I will personally represent
you. We don’t charge you to talk with us, and we don’t take a fee unless we recover for you. Call us at 314-542-2222 if
you have a question in Missouri; in Illinois we’re at 618-272-2222; and we’re also at 866-599-2222.

Gary Burger

Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO

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