When Will Workers’ Comp Offer a Settlement?

Dealing with a workers’ compensation claim can be more difficult than you might ever expect. From understanding your rights to filing a claim and dealing with insurance adjusters, you can benefit from the support of a knowledgeable attorney. This is especially true if you have been offered a settlement, as you should always have legal advice before you accept a workers’ comp settlement.

If you receive a settlement offer, immediately consult with a reliable St. Louis workers’ compensation attorney to protect your future and maximize your chances of receiving a fair settlement. At Burger Law, we are here to advocate for you and ensure you get the compensation you deserve.

“I’ve dedicated my entire life to helping our clients receive full compensation for their injuries.”

Schedule a free case evaluation here.

Gary Burger

Litigation attorney

When is a Workers’ Comp Settlement Appropriate?

Workers’ comp settlements usually arise when a worker has a lasting disability and the insurance company wants to discontinue monthly benefits and close the claim. While every case is unique and should be evaluated individually, there are a few common scenarios in which a settlement may be considered.

One situation where a settlement might be appropriate is when a worker’s medical condition has stabilized. This means that the worker has reached maximum medical improvement and their condition is not expected to significantly change in the future. In this case, the insurance company may propose a settlement as a way to close the claim and provide a lump sum payment to the worker in lieu of continuing monthly benefits.

Another circumstance where a settlement may be appropriate is when the worker is able to return to work in some capacity but is not able to earn the same level of income as before the injury. In this scenario, the worker may be eligible for a settlement that takes into account their reduced earning capacity and compensates them for the difference.

Always remember that workers’ comp settlements are voluntary and require an agreement from both the injured worker and the insurance company. You are never obligated to accept a settlement, and you have the option to continue to receive monthly benefits if you choose. 

The Settlement Process

Once you accept a settlement, your claim is closed and you cannot request additional benefits in the future. You must ensure the settlement is enough to provide the necessary financial support for the future, including all medical treatment and lost wages from your work-related injuries. 

The workers’ compensation settlement process involves negotiations between the injured worker and the insurance company. The first offer is usually just a jumping off point for negotiations. You want a St. Louis workers’ comp lawyer to review all offers, calculate your future needs, and negotiate for the full settlement you deserve.

Contact Burger Law – Your St. Louis Workers’ Compensation Attorney

If you have been injured on the job and are wondering when workers’ comp will offer you a settlement, consult with a trusted St. Louis workers’ compensation attorney. At Burger Law, we have a proven track record of successfully representing injured workers in St. Louis, MO. Our experienced team will guide you through the complex legal process, fighting tirelessly for the compensation you deserve.

Don’t let insurance companies take advantage of your situation. Contact us today at (314) 542-2230 or online to schedule a free consultation. We are here to protect your rights and help you secure the fair and just settlement you deserve.

Gary Burger

Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO

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