100+ years of combined experience and over $200 million won for our clients in Missouri and Illinois. Contact a personal injury lawyer near you.
Free Consultation
(314) 500-HURTIt is frustrating to deal with a personal injury.
Whether the injury is due to work hazards, car accidents, truck accidents, or medical malpractice, you need finances to pay your medical bills. A personal injury may also keep you out of work, leading to a loss of income.
Fortunately, you’re entitled to compensation under personal injury laws if you’re injured due to someone’s fault. You must understand your rights and options to obtain fair compensation from an insurance company.
The at-fault party and their insurance provider will frustrate your efforts to process a claim because they focus on limiting liability. With legal aid, it can be easier when you have questions or are unsure about your next move.
Consider engaging a trusted St. Louis personal injury attorney who can provide legal guidance and support for your claim.
Once you’ve notified an insurance company about your injury, they may quickly table a settlement offer. Most companies hope you’ll accept their proposal to eliminate the possibility of negotiations.
Nonetheless, you have the following rights as an injured victim:
An insurance company will table a settlement offer and attempt to negotiate without involving a third party. Unfortunately, dealing with an insurance company without representation may cause you to leave money on the table.
You have a right to an attorney who can handle all communications with the insurer and negotiate for a fair settlement amount.
An insurance company will not disclose the policy limit of the at-fault party, which keeps you in the dark during negotiations. Fortunately, lawyers are highly experienced in demanding necessary information, including policy limits, from the insurers.
You deal with an insurance attorney when you interact with an insurance adjuster. An adjuster is a highly skilled negotiator and valuer who works to protect the interests of an insurance company.
As a result, an insurance adjuster uses various tactics to minimize the settlement amount payable to injury victims.
The at-fault party can have multiple insurance providers, which could provide compensation. For instance, a homeowner with an umbrella liability coverage has additional insurance to compensate injured workers.
While an insurer may not disclose additional policies, a personal injury attorney can demand the information in court.
Processing a personal injury claim on your own puts you at a disadvantage. An insurance company can use your lack of representation to table an insufficient settlement amount or deny your claim.
By working with Burger Law Injury Trial Attorneys, you can be confident in accessing all the information you need to protect your rights.
Contact us online for a free consultation.
Similar Blog Posts
If you've been injured by the negligent actions of someone else, bringing a personal injury claim with an insurance company is a key step in seeking legal recovery. However, not ev... read more.
Agreeing to a settlement offer in a personal injury claim can bring a sense of relief, but it also comes with important legal considerations and consequences. What happens after I ... read more.
If you have back pain after a car accident, don’t ignore it, even if it feels minor. Always seek a medical evaluation to diagnose any back injuries that are not immediately appar... read more.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Gary Burger who has more than 30 years of legal experience as a practicing personal injury trial attorney. Gary’s robust legal knowledge is recognized by his peers as demonstrated by his industry awards and frequent Continuing Legal Education (CLE) lectures.
NO FEES UNTIL WE WIN YOUR CASE
We offer free consultations and are available 24/7 to take your call. Live chat, text, and virtual meetings are available.
or call us at
(314) 500-HURT