During a rain storm in St. Louis, our client Danielle was involved in a hit-and-run accident when a SUV rear-ended her while she was stopped at a stop sign. The other driver sped off; however, Danielle was able to read the car’s license plate. She then did the right thing by going to Urgent Care to treat pain in her neck, back and shoulder, and later she saw her primary doctor, who recommended that she see a chiropractor.
We decided to file an uninsured motorist claim with Danielle’s insurance, and continued to look for the SUV’s owner. By doing a search on the SUV’s license plate number, we found it was registered to a Texas-based construction equipment retailer. We tried to contact that retailer via email, letters, and phone calls to both them and their insurance company.
We then learned that the license plates were stolen; that meant the accident was not the company’s fault. We confirmed that the case was an uninsured claim case, giving the insurance company the right to investigate and make sure the driver who hit their client in fact does not have coverage. See my video on uninsured motorist coverage here.
While the claim was being investigated, Danielle continued treatment with chiropractic care and missed a lot of work. She had to use all her sick days and personal days from work for doctor’s visits. We fought hard for Danielle, and negotiated aggressively with the insurance company. We were finally able to settle her case and Danielle wound up receiving $8,500 in her pocket, with no taxes owed.