Make sure you know, in writing and with seeing declaration pages and copies of policies, the full amount of insurance
for a car crash claim. There may be more insurance or benefits that are not being told to you. In workers’ compensation claims, workers regularly resolve
and/or do not pursue their lump sum disability claim at the end of their case/treatment. After an employer pays
temporary disability and wage loss damages, it must pay temporary or permanent total disability settlement. Do not
settle your case without that recovery. Every employer with 5 or more employees must carry workers’
compensation insurance in Missouri and Illinois.

In auto crash cases, the negligent driver has to have car
insurance under the law of each State. That should pay for your property damage and injuries to you and your
passengers. These damages include medical bills, wage loss and pain and suffering and mental anguish. But you have
insurance too, which will pay you all of this if the negligent driver does not have insurance. In addition you probably
have medical payment coverage which pays medical bills or co-pays regardless of fault. You also have Uninsured Motorist
insurance coverage and may have Underinsured Motorist Coverage.

Gary Burger

Founder | Injury Attorney
Gary Burger has dedicated his career to standing up against bullies. The founder and principal attorney of Burger Law | St. Louis Personal Injury Lawyer has helped hundreds of Missouri and Illinois individuals and families recover th …
Years of experience: 30 years
Location: St. Louis, MO

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